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Three groups discriminated by life style are Taiwan Buffalo, pangolin and Dolphin. Three groups discriminated by risk attitude are Risk averter, Risk balancer and Risk lover.

以生活型态区隔市场,得到台湾水牛、穿山甲及海豚族三族群;以风险态度区隔市场,得到风险趋避型、平衡型及爱好型三族群。

Conclusion1 Critically ill patients with indwelling catheters were of the high positive rate of microorganisms,and microorganism spectrum was of special properties;BF formed mainly inside the catheter,the occurrence rate of BF inside the catheter was high and the formation time was short;Changes on catheters and the result of microorganisms was positively correlated with the BF formation.2 Indwelling catheter time was the independent risk factors for the BF formatiom, while age、APACHEⅡscore、sex、urine sugar and the types of antibiotic usage were the potential risk factors for the BF formation;Nurses should perfect the catheter measures for critical ill patients,emphasis on the assessment of risk factors of BF formation,and implement special care in high-risk patients.3 In the early stage of BF formation,irrigation could play the role of eradicative BF effectively;While later,it couldn't,but it can delay the speed of BF formation and maturation;In the choice of washing methods,injection type washing method is superior to infusion.

结论1重危患者留置尿管微生物培养阳性率高,且微生物菌谱具有特殊性;重危患者尿管表面BF主要在尿管内壁形成;内壁BF的发生率高,形成时间短;肉眼观察尿管表面改变情况以及微生物鉴定结果与BF形成呈正相关。2尿管留置时间是重危患者留置尿管表面BF形成的独立危险因素;年龄、APAcHEⅡ评分、性别、尿糖定性以及抗生素使用种类是其可能的危险因素;护理过程中应完善重危患者尿管护理措施,注重对BF危险因素的评估,并对高危患者实施重点护理。3 BF形成早期,冲洗能发挥较好的清除作用;BF形成后期,冲洗无法彻底清除尿管表面BF,但冲洗能延缓BF形成与成熟的速度;在冲洗方式的选择上,注洗式冲洗法对尿管BF的清除效果优于输注式冲洗法。

The results indicate that,in the process of knowledge sharing in enterprise under incomplete information,if employees are risk neutral,then he should take all risk and become real principle,there is no incentive;if employee is risk evadable,then enterprise should design incentive mechanism by the pattern of fixed pay plus profit distribution in order to employee to take some risk,Pareto optimality isn't reachable.

研究结果表明:在不完全信息条件下的企业内部知识共享过程中,当员工为风险中性时,企业无需对员工进行激励,员工会承担全部风险实际充当委托人角色;当员工为风险规避时,企业应采用固定报酬加利润分成方式设计激励合同,使得员工承担一定风险,此时帕累托最优合同无法实现。

In this paper we use the expert-investigation method to distinguish the risks of the project and then we build a model and to use the analysis of hieratical processto evaluate the risks of the project. After this we get the weighs of every risk we distinguish and we also get the high, middle and low probability of the projects whole risk. And then we analyze the two important risks of the project, the market risk and the design risk, we also make out the methods to control the risks.

本文在对周公山楠水阁酒店工程的风险管理研究中,采用了专家调查法对咳项目所面临的风险进行识别,并建立了风险评估模型,在此基础上用层次分析法对各风险因素进行评估得出了各种风险因素所占的权重和整体工程项目的风险度大小,着重对市场风险和设计风险做了详细分析,在分析的基础上给出了相应的风险控制措施和方法,最后总结了在风险管理过程中的成绩及不足之处。

During the researchperiod, the researcher collects a great number of literatures and research data. On theadvanced bases, the paper summary the achievement of previous development innatural disaster risk research both in domestic and abroad for references. Starting fromearth systemic and scientific thought, the paper makes analysis on the maincharacteristics of natural disaster risk system and probes into the theories and methodsof natural disaster risk assessment. The paper apply Remote Sensing and GIStechniques to take apart the dynamic assessment ways and modes of natural disasterrisk in diverse scales cities, in order to provide scientific basis for urban disaster riskdecreasing and risk decision-making management.

在国家自然科学基金项目&中国沿海城市自然灾害风险评估体系研究&和重点项目&沿海城市自然灾害风险应急预案情景分析&的资助下,调查分析了中国沿海典型城市自然灾害发育特征及其风险管理,获得了大量的文献资料与数据基础上,借鉴国内外自然灾害风险研究进展的成果,从地球系统科学思想出发,分析了典型城市自然灾害风险系统主要特征,探讨城市自然灾害风险评估方法与理论,并应用遥感和GIS技术,剖析城市不同尺度下的自然灾害风险动态评估途径和范式,为城市综合减灾降险和风险管理决策提供科学依据。

Finally transforms to the risk for the opportunity method carries on the elaboration, if we want the risk transform to the opportunity, we should enhance distinguishes and resists the risk ability firstly, nextly,we must sharpen ability which makes use of favorable conditions and avoid unfavorable conditions, and we must be good at once more using and the melt contradiction, finally we must stimulate the national cohesion by the risk pressure.

最后对风险转化为机遇的方法进行阐述,认为风险要转化为机遇,首先要提高识别和抵御风险的能力,其次要提高趋利避害的能力,再次要善于利用和化解矛盾,最后要以风险压力来激发民族凝聚力。

Therefore,when the geology risk assessment is done,the geology risk index as effective thickness,porosity,permeability,abundance,exploration maturity,heterogeneity,exploration success ratio and gas combination are selected.Using the gray cluster method,this paper conducts the synthetic evaluation and research on geological risk taking 7 well blocks in a certain region as an example and according to geology risk assessment characteristics,which can quantize and display the quality of nonproducing reserves in each area.

为此,在对地质风险评价时,选取了有效厚度、孔隙度、渗透率、丰度、勘探成熟度、非均值性、勘探成功率、含气组合等8个地质风险指标,以某油田某地区的7个井区为例,结合地质风险评价的特点,运用灰色聚类法对其进行地质风险综合评价研究,使以各个区块为单元的未动用储量的优劣得以量化表现。

Portfolio investment is an efficient way to reduce risk. Risk can be classified into systematic risk and nonsystematic risk, and the latter can be diversified by portfolio investment.

投资组合是降低风险的有效途径,风险可以分为系统风险和非系统风险,后者可以通过投资组合的方式加以分散和消除。

The primary forms of interest rate risk to which banks are typically exposed are:(1) repricing risk, which arises from timing differences in the maturity and repricing of bank assets, liabilities and off-balance sheet positions;(2) yield curve risk , which arises from changes in the slope and shape of the yield curve;(3) basis risk, which arises from imperfect correlation in the adjustment of the rates earned and paid on different instruments with otherwise similar repricing characteristics; and (4) optionality, which arises from the expressed or implied options imbedded in many bank assets, liabilities and off-balance sheet portfolios.

银行面对的利率风险主要表现为以下几种形式:(1)再定价风险,它产生于银行资产、负债和表外业务的期限不匹配和利率调整的幅度不一致;(2)收益曲线风险,它产生于收益曲线的斜率和形状发生的变化;(3)基本点风险,与再定价风险相似,它主要来自对不同金融工具收取和支付的利率不成比率的变动;(4)选择权,它产生于银行资产、负债、表外业务中存在的或明或暗的选择权。

Finally, the countermeasures for risk control of urban disasters are presented from 8 aspects, including establishing a unionized legal system of urban safety planning, risk prevention and control, and crisis management; implementing urban plan of disaster prevention and reduction and incorporating into urban planning; perfecting the decision-supporting system and information management system for urban disaster risk; carrying on risk assessment mechanism in safety planning; speeding the construction of integrated management organization for disaster prevention; establishing a scientific and perfect emergency rescue system; intensifying safety education and propagand of disaster prevention and reduction; and strengthening the research and exchange in urban safety science.

该对策研究包括:建立城市安全规划、风险防范和危机管理法律体系;实施城市防灾减灾规划并融入城市规划中;完善城市灾害风险决策支持系统和信息管理系统;实行安全规划风险评价机制;加快防灾减灾综合管理机构建设;建立科学、完善的应急救援体系;加强安全教育和防灾减灾宣传;加强城市安全科学研究与交流。

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