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Nongenetic risk factors may modify the outcome of genetic risk in other settings, such as smoking, diet, and exercise, which can modify the effect of genetic risk for heart disease.

非遗传因素可能会改变遗传风险的结果，如吸烟、饮食和运动。这些可以改变遗传因素对心脏疾病的风险。

"Compared with nonuse of hormone therapy, oral conjugated equine estrogen therapy increases the risk of venous thrombosis dose-dependently, esterified estrogen does not influence venous thrombosis risk, and the use of any estrogen in combination with medroxyprogesterone acetate increases risk as well," the authors write."If replicated, these findings for venous thrombosis may have implications for the choice of hormone in treating menopause-related vasomotor symptoms in perimenopausal and postmenopausal women."

Smith博士同时指出，相较於非荷尔蒙使用者，口服结合性雌激素不论剂量高低都会提高静脉栓塞的风险，脂化雌激素对静脉栓塞并不会造成影响；任何雌激素，只要伴随medroxyprogesterone acetate，都会提高静脉栓塞的风险；如果本项试验适用，就可以选择正确的荷尔蒙疗法，以治疗更年期及停经期妇女的血管舒缩症状。

The second and more important qualification is that , for reasons explained in our earlier papers , it is inappropriate to use t-tests for the individual slope coefficients derived from the second-stage cross-section analysis as a measure of the significance of individual factor risk premia , A joint test , which can be used to determine whether the risk premia vector is null , is the appropriate one to use , although neither it nor the t-tests can indicate whether an individual factor-risk premium is significant .

第二的和更多的重要资格是那，对于理由在我们的较早文件中解释，使用 t 是不适当的-测试对于起源于如对个别因素危险 premia 的重要性的衡量第二个阶段的跨区段分析的个别倾斜系数，一个关节能用来决定危险 premia 矢量是否是无效力的测试是使用的一个适当的，虽然既不是它也不是 t-测试能指出个别的因素-危险的额外费用是否是重要的。

However, in relation to credit risk, market risk, operational risk of the current research is still at the initial stage of development.

然而相对于信用风险、市场风险而言，目前国内对操作风险的研究仍处于发展起步阶段。

These include reviewing lessons learned from previous projects, carrying out a risk brainstorming session, using an industry specific prompt list showing likely areas of risk or creating a risk breakdown structure. The latter is a hierarchical diagram like an organisation chart.

这包括了回顾之前项目中的经验教训，进行一次风险头脑风暴，使用一个行业通用的提示列表显示风险的可能区域和创建一个风险分解结构，风险分解结构就是类似一个组织架构的分级图表。

And the project risk can be classified into inner risk and outer risk by the point of view of every involved party in BOT project.

经研究，找出了BOT项目存在的风险种类及来源，然后又从项目各参与方角度对这些风险进一步总结，分别归入外部风险和内部风险两大类，为进一步研究BOT项目风险奠定基础。

Therefore, based on the causes and prevention of financial risk, and reduce the probability of occurrence of a risk and reduce risk loss and increase the economic efficiency of enterprises development, it has very important meaning.

因此，本文对财务风险的成因及其防范进行研究，从而达到降低风险发生的概率、减小风险损失、提高经济效益的目的，这对企业发展具有十分重要的意义。

Part Four.The main conclusion and some contents need to discuss in the near future. This article has the system construction of the risk of the factor the company may face to and analyzed the reasons of risk completely;then have some measures for them. Analyzing the reasons of these risks theoretically, and put forward to guard against these risks;End, this text analyzed the risk of the bank when they develope the international factoring combining with the Chinese situation and the writer rasied the solutions.

四、主要结论和有待继续研究之处本文对于学界鲜有系统论述的保理商的风险问题进行了比较完整的体系建构；全面系统的论述了保理商在从事国际保理业务时可能面临的风险；从理论上分析了产生这些风险的原因，并相对于这些风险提出了比较完备的防范措施；最后，结合中国国情来说明我国银行在开展国际保理业务所面临的障碍，并针对这些障碍提出了相应的应对措施。

At our country, for long time the risk management of commercial bank lay particular emphasis on in the control and the after the event in the business of risk remediable, usually neglected risk to manage in advance.

在我国，长期以来商业银行的风险管理侧重于风险的事中控制和事后补救，往往忽视了风险的事先管理。

In author's opinion, in theory and practice, the risk management through capital allocation for commercial banks both at home and abroad at present does not clearly define risk prevention functions of reserve for bad loans, capital adequacy ratio and deposit insurance system and does not use clear and quantitative theory model to guide the recognition of reserve for bad debts, capital adequacy and deposit premium ratio, especially without reasonable basis and model to support the management of 8% capital adequacy ratio for commercial banks by analysis of current condition of risk management for commercial banks both at home and abroad.

上述分析表明，目前国内外商业银行在资本配置风险管理中没有清晰地界定呆帐准备金、资本充足率和存款保险制度的风险防范功能，没有用清晰的、定量的理论模型来指导呆帐准备金、资本充足率、存款保险费率的确定，特别是商业银行8％的资本充足率管理没有理论依据和模型支持。

Nowadays, most of research are to build a transmutative Petri Nets through adding controlling place sets, controlling arc sets and controlling policy to the basic Petri Nets, while the Controlled Petri Nets could be used to argue many controlling theory problems conveniently and to induce many logically and physically supervisory and solve the Event Feedback Controlling Problems and State Feedback Controlling Problem in DEDS supervisory theory.

目前大多数的研究表现为在变形后的受控Petri网基础上，利用各种方法求得各种逻辑型、结构型控制器，解决DEDS监控理论中的事件反馈控制问题与状态反馈控制问题。

On one hand, there are discussions with the works council and union about extension of short time working up to the end of September.

一方面，有讨论，工程理事会和联盟关于延长工作时间短至9月底。