term insurance
- term insurance的基本解释
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定期人寿保险
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This article analyzes the profit model of insurance companies in detail and validates the relevance between the prescripts which have been constituted by the China Insurance Regulatory Commission in the operation of insurance funds and the investment income of insurance companies through financial statements of the three companies, China Life, Ping An of China and China Pacific, which have been coming into A-stock market. It analyzes the relationship between the insurance company asset allocation and the funds income and risk of insurance companies by simulating the different insurance companies' earnings on different asset allocation and different equity investment yield, so as to arrive at the objective how to configure which prescripts to funds operation of insurance companies is reasonable, demonstrates the rationalities of insurance funds operation prescripts which have been constituted by the China Insurance Regulatory Commission, and considers the equity investment of insurance companies can be properly enhanced to thirty percent of total assets because China's economy will develop stably, chronically and at high-speed .
文中通过借助目前A股上市的中国人寿、中国平安和中国太保三家保险公司的报表详细地分析了保险公司的盈利模式,验证了保监会关于保险资金运用的管理规定与保险公司的投资收益率存在的相关性,并通过模拟在不同资产配置及不同股权投资收益率下保险公司最后的收益情况,用数据分析了保险公司资产配置与保险公司的资金收益和风险的关系,从而得出保险公司的资金运用怎样规定才是合理的,也论证了保监会对保险资金运用的管理规定的合理性,并认为在我国经济仍将长期稳定高速发展的情况下,可适当将保险公司的股权投资比例提高到总资产的30%。
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Minimum investment for maximum interest is the internal origin of insurance swindling; the policy-holder, the insurant, the beneficiary or the clerk of the insurance company take advantages of the bugs in insurance contracts and insurance company management to aim at illegal income by means of inventing insurance object, producing false notice about the risk faced by the insurance object, repeating buying the same insurance item, or buying insurance services via insurance object without insurance interest.
投保人以较少的&投入&获得奇高的回报,是保险欺诈产生的内在基础;投保人、被保险人、受益人或者保险公司的工作人员利用保险合同与保险公司管理上的缺陷,通过虚构保险标的、对保险标的所面临的风险做虚假告知、购买重复保险、以不具有保险利益的保险标的投保。
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Hull war risk is an independent insurance separated from hull insurance, which posses some characteristics of hull insurance, the principles of the hull insurance therefore apply to it. On the other hand, the fact that the hull war risk become an independent insurance illustrates that it has some special natures such as the risks it covers are exclusive, the premiums categorize general and special one, the Notice of Termination Clause is so distinguished that not covered by the hull insurance. However, PICC hull war risk insurance is an additional insurance to its hull insurance, which is improper as an independent risk.
船舶战争险是从船壳险中分离出来的独立风险,它具有与船壳险相同的特征,保险法的基本原则同样适用于战争险;另一方面,船舶战争险能够成为独立的风险,说明它具有不同于船壳险的特征,它承保的风险具有专属性,它的保费分为一般保费和特殊保费,它的通知终止条款是船壳险所没有的……但是,中国人保船舶战争险却是船壳险的附加保险,与战争险作为独立风险的性质不相适应。
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term insurance:定期保险
这些因素有:保险公司的实力,保险公司对身体等级的分类;定期保险(Term Insurance)续期(Renew)后保费上涨的幅度,转换(Convert)成终身保险的条件;终生保险在未来若干年后现金价值(Cash Value)的多少,是否允许增加保额而不需体检等;
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term insurance:定期寿险
定期寿险(Term Insurance) 又称"定期死亡保险"或"定期人寿保险",是人寿保险中最早最简单的一个险种. 定期寿险的保险期限较短,一般只有几个月至几年. 被保险人在保险期限内死亡时,保险人才负给付保险金的...
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term insurance:定期人身险
Major Types of Life Insurance人身保险的主要型态 | Term insurance定期人身险 | Cash-Value insurance现金价值保险
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fixed term insurance:定期保险
metallophone 金属木琴 | fixed term insurance 定期保险 | cross pusher (炉用)横向出钢机
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short term insurance:短期保险
short term forecast 短期预报 | short term insurance 短期保险 | short term projection 短期预测
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