science of banking

science of banking的基本解释

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[财]金融学

与science of banking相关的网络例句 [注：此内容来源于网络，仅供参考]

After a study on Chinese financial practice, we find that though Chinese banking system has high cost and low efficiency, one side, Chinese security market has very low efficiency to overcome asymmetric information and has many unsolved problems in short term that brings very high additional cost, so security market is not a good system to substitute the Chinese banking system and must develop after these problems are solved, on the other hand, the cost of Chinese banking system is mainly exogenously produced, the experiences of western commercial banking practice and the joint-stock reform in some Chinese banks have proved that the efficiency of Chinese banking system can be improved. So one of our conclusions is that China should emphases on the reform and development of the banking system.

一方面，本文通过对中国证券市场的进一步分析，发现中国证券市场制度设计上存在严重不合理，短期内仍然缺乏合适的生存环境，这也导致其过去十多年的超常规发展中不仅具有低的效率，而且形成了许多短期内难以克服的缺陷，这充分表明证券市场不应成为我国金融体系短期内的重点方向，证券市场未来的进一步发展必须以这些问题和缺陷的解决为前提；另一方面，进一步的分析表明，我国银行业目前的巨大成本主要为外生，同时，对西方发达国家银行业发展和我国银行股份制改革的经验总结表明，只要在一定的条件下，银行业的效率完全可以有效提高，因而，中短期内我国应重点对银行业进行改革和发展，尤其是要加快银行业的股份制改革进程。

This thesis explains basic financial innovation theorems including "circumventive innovation theorem","transaction cost innovation theorem" and " value chain theory ", etc and the relationship between these theorems and Internet banking; on the basis of analyzing the developing history and current situation of Internet banking business in foreign countries and in china, it points out the major problems existing in our Internet banking innovation, summarizes the experiences in foreign Internet banking which can be referential to our commercial banks, and gets to the conclusion that meeting customer's demands and keeping, maintaining, utilizing the customer relationship effectively are the key points in Internet banking innovation.

阐释了&规避管制理论&、&交易成本理论&、&价值链理论&等金融创新理论的基本内容及其与网络银行业务创新的关系；通过对国内外网络银行业务功能发展历程的简要回顾和对其业务创新现状的介绍，总结了国外发展网络银行业务过程中可供我国商业银行借鉴的经验，探讨了我国网络银行业务创新存在的主要问题，并认为满足客户需求，保持、维护并有效利用银行与客户间的关系是进行网络银行业务创新的关键所在。

The author summarized our country commercial banking present situation and the West commercial banking survey afterward, through this kind of relapse's contrast, the excavation and the outstanding service structure's disparity, the place which enhanced in view of our country commercial banking existence's actual problem and urgently needing embarks, obtained China commercial banking innovation principle and the specific measures.

著者随后综述了我国商业银行业务的现状和西方商业银行业务的概况，通过这种反复的对比，发掘与优秀的业务结构的差距，针对我国商业银行业务存在的实际问题和急待提高的地方出发，得出了中国商业银行业务创新的原则和具体措施。

与science of banking相关的网络解释 [注：此内容来源于网络，仅供参考]

Banking Advisory Committee：银行业务谘询委员会

(由1990年第43号第2条修订)"银行牌照"(banking licence) 指根据第16条批给的银行牌照; (由1990年第43号第2条修订)"银行业务"(banking business) 指以下业务的一种或两种─"银行业务谘询委员会"(Banking Advisory Committee) 指由第4条设立的银行业务谘询委员会;

Banking regulation：银行业监管

Banking in Japan/日本银行业 | Banking regulation/银行业监管 | Banking systems/银行业体系

Banking regulation：银行监管

混业经营:blend banking system | 银行监管:Banking Regulation | 银行脆弱性:Banking fragility