loan shark
- loan shark的基本解释
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n.
<口>放高利贷者
- 相似词
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At present a country release of currency into circulation's channel mainly has:1st, the Central Bank buys the bank note issuing stock gol; 2nd, Central Bank purchases the reserve foreign exchange; 3rd, Central Bank purchases the national debt or gives the government to overdraw; 4th, Central Bank to each kind of Loan company provide loan, or buys up the national debt which, the Central Bank bill, the financial bond the Loan company has and so on, and provides the loan through the Loan company to the society; 5th, after Loan company deposit taking, besides deposits the Central Bank certain proportion the guaranty money for deposits or maintains certain deposit deposit, provides the loan to the society, and forms the loan delivery the multiplier effect; 6th, outside Central Bank's each kind of bank purchase national debt, enterprise bond as well as foreign exchange and so on.
目前一国货币投放的渠道主要有:1、中央银行购入发钞储备黄金;2、央行购买储备外汇;3、央行购买国债或给予政府透支;4、央行向各类贷款银行发放贷款,或者买入贷款银行持有的国债、央行票据、金融债券等,并通过贷款银行向社会发放贷款;5、贷款银行吸收存款后,除交存央行一定比例的存款保证金或保持一定的备付金存款外,向社会发放贷款,并形成贷款投放的乘数效应;6、央行外的各类银行购买国债、企业债券以及外汇等。
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In the first time ,we provide a loan, restrict examining system will have an intended or expected effect on preventing the no-performing loan, but less effect on rent-seeking while the loan is fine; in the following period, the income of risk reviewer is together with the quality of a loan ,when the loan is reapplied , the best choice is to reprovide,and take the income, reproviding and avoiding the penalty take the second place, refusing the loan takes the third place ,the worst choice is to reject the loan and accept the penalty.
第一次发放贷款时,我们加大对贷款质量的考核力度,会减少信贷人员在不良贷款种的寻租行为,防范发放不良贷款。面对正常贷款,信贷人员有很大倾向进行寻租,考核力度与是否寻租没有关系,形成了&贪赃&不&枉法&的格局;贷款发放,贷款质量与信贷人员的业绩完全挂钩。在同一个信贷人员管理的过程中,贷款偿还再贷时,当期实现的利益和面临的处罚集中在一个人的身上。
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The loan risk must be prevented in every each of loan examining system: at acceptation stage, systems of evaluation of enterprise\s credit grade and region loan risk grade need to be established, and at evaluation stage, quantitative analysis of loan risk is needed, and the risk needs to be transferred of dispersed via sponsion and do on. The present loan risk can be dissolved via loan increment.
风险防范需从贷款审批制度的各个环节抓起;受理阶段要建立企业信用等级和地区行业贷款风险等级评估制度,评审阶段要定量分析贷款风险,通过担保等转移和分散风险;现有贷款风险通过增量贷款等方式化解。
- 更多网络解释 与loan shark相关的网络解释 [注:此内容来源于网络,仅供参考]
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Loan shark:放高利贷者
9.lawn 草坪;草地 | 10.loan shark 放高利贷者 | 11.messy 杂乱的;肮脏的
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Loan shark:高利贷
老千conman | 高利贷loan shark | 蓝筹股blue chip
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Loan shark:高利贷者;"大耳窿
loan repayment 贷款还款 | loan shark 高利贷者;"大耳窿" | loan stock 债权股额;贷款债券
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Loan shark:高利贷者
loaded weapon 装上弹药的武器 | loan shark 高利贷者 | lodge a complaint 投诉
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a loan shark:放高利贷的人
9)a hen-pecked husband 怕老婆的人 | 10)a loan shark 放高利贷的人 | 11)a man of means 富人
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