loan [ləun]

loan的基本解释

n.

借出, 贷款, 债权人

• The bank made a loan of ten thousand pounds to the factory.
• 银行贷给那家工厂一万英镑。

• I asked the bank for a loan.
• 我向银行贷了款。

• May we have the loan of your ladder?
• 我们可以借用一下你的梯子吗？

vt.

借, 供应货款, 借给

• The bank loaned me some money.
• 银行借给了我一些钱。

vi.

借, 供应货款, 借给

• The bank loaned to good customers.
• 银行贷款给有信誉的顾客。

loan的同义词

v. advance · lend · give

与loan相关的情景对话

商务外贸 / 贷款

A:

I want to take out a loan for (school/ a new house/ new business).

我想获得（读书/购房/营业）贷款。

B:

I’ll have to do a background check.

我必须进行相关背景调查。

商务外贸 / Loans-(贷款)

A:

Hello, how can I help you, sir?

你好，可以为您效劳吗，先生？

B:

I want to take out a loan for school. What kind of interest rates do you offer?

我想获得读书贷款。你们的利息是多少？

A:

Do you qualify for any of the federal loan programs?

你是否具备联邦政府的贷款资格呢？

B:

Yes, but I need to borrow some more money.

是的，但是我还需要再多借一点。

A:

Well, in that case, we can offer you a private educational loan.

好的，这样的话，我们可以向你提供个人（非政府）教育贷款。

B:

What’s the interest rate?

利息是多少呢？

A:

It’s 7.2%, fixed-rate loan.

7.2%的固定利息贷款。

B:

How do I go about taking it out?

要获得这种贷款要怎么做？

A:

Just fill out this application. We can let you know right away if you qualify.

填这份申请表。如果你符合资格我们会很快通知你的。

B:

All right. Thank you.

好的，谢谢你。

衣食住行 / Costs-(花费)

A:

We need to figure out how much money we’re spending and what we’re spending it on.

我们要算算我们花了多少钱而且都花在什么地方了。

B:

Why?

为什么？

A:

Well, I think we could be saving more.

哦，我想我们该多存一些钱了。

B:

Really, well, o.k. Get the receipts out.

真的，哦，好的。把收据拿出来。

A:

Let’s see. We spent $700 dollars for our home loan payment, $400 on groceries, $75 on utilities, $250 on gasoline, $100 on books, and $300 on entertainment last month.

让我看看。上个月有房屋贷款700元，食品杂货400元，家具75元，汽油费250元，书100元和300元的娱乐消费。

B:

That’s $1825.

总共是1825元。

A:

We put $500 into the savings account, and $750 into our stock account.

我们存了500元到储蓄账户。还存了750元到资本账户。

B:

$3075. Our paychecks our $3300, combined. That means we don’t have any receipts for $225.

那就是3075元。我们的薪水加起来是3300元，那意味着有一项225元的支出没有收据。

A:

Right

对。

loan所属的单词分类

Business / 商务 [280]

win-win  ·  username  ·  prime rate  ·  mouse pad  ·  economy of scale  ·  cold call  ·  bottom line  ·  purchase order  ·  log-in  ·  sales tax

Money / 金钱 [114]

Pound  ·  yield  ·  withdraw  ·  wealth  ·  wallet  ·  vault  ·  value  ·  treasury  ·  trade  ·  thrifty

与loan相关的网络例句 [注：此内容来源于网络，仅供参考]

At present a country release of currency into circulation's channel mainly has:1st, the Central Bank buys the bank note issuing stock gol; 2nd, Central Bank purchases the reserve foreign exchange; 3rd, Central Bank purchases the national debt or gives the government to overdraw; 4th, Central Bank to each kind of Loan company provide loan, or buys up the national debt which, the Central Bank bill, the financial bond the Loan company has and so on, and provides the loan through the Loan company to the society; 5th, after Loan company deposit taking, besides deposits the Central Bank certain proportion the guaranty money for deposits or maintains certain deposit deposit, provides the loan to the society, and forms the loan delivery the multiplier effect; 6th, outside Central Bank's each kind of bank purchase national debt, enterprise bond as well as foreign exchange and so on.

目前一国货币投放的渠道主要有：1、中央银行购入发钞储备黄金；2、央行购买储备外汇；3、央行购买国债或给予政府透支；4、央行向各类贷款银行发放贷款，或者买入贷款银行持有的国债、央行票据、金融债券等，并通过贷款银行向社会发放贷款；5、贷款银行吸收存款后，除交存央行一定比例的存款保证金或保持一定的备付金存款外，向社会发放贷款，并形成贷款投放的乘数效应；6、央行外的各类银行购买国债、企业债券以及外汇等。

In the first time ,we provide a loan, restrict examining system will have an intended or expected effect on preventing the no-performing loan, but less effect on rent-seeking while the loan is fine; in the following period, the income of risk reviewer is together with the quality of a loan ,when the loan is reapplied , the best choice is to reprovide,and take the income, reproviding and avoiding the penalty take the second place, refusing the loan takes the third place ,the worst choice is to reject the loan and accept the penalty.

第一次发放贷款时，我们加大对贷款质量的考核力度，会减少信贷人员在不良贷款种的寻租行为，防范发放不良贷款。面对正常贷款，信贷人员有很大倾向进行寻租，考核力度与是否寻租没有关系，形成了&贪赃&不&枉法&的格局；贷款发放，贷款质量与信贷人员的业绩完全挂钩。在同一个信贷人员管理的过程中，贷款偿还再贷时，当期实现的利益和面临的处罚集中在一个人的身上。

The loan risk must be prevented in every each of loan examining system: at acceptation stage, systems of evaluation of enterprise\s credit grade and region loan risk grade need to be established, and at evaluation stage, quantitative analysis of loan risk is needed, and the risk needs to be transferred of dispersed via sponsion and do on. The present loan risk can be dissolved via loan increment.

风险防范需从贷款审批制度的各个环节抓起；受理阶段要建立企业信用等级和地区行业贷款风险等级评估制度，评审阶段要定量分析贷款风险，通过担保等转移和分散风险；现有贷款风险通过增量贷款等方式化解。

与loan相关的网络解释 [注：此内容来源于网络，仅供参考]

loan：贷款

使人能以信托受益人的身分分享由取得、持有、管理或处置证券或任何其他财产而产生的利润或收益;(c)就第5(3A)条述及的调查而言,指该条所提述的统计期; (2001年第240号法律公告)"贷款"(loan) 包括以下各项─(f)为确保贷款得以偿还而达成的协议;

loan：借款

"政府债券"(Government bond) 指政府根据本条例发行的债券;"借款"(loan)指藉发行政府债券而筹集的借款.

loan：放款

2002年总计名目金额为1兆9千亿美金.英国银行公会则预估,今年全部交易量将达5兆美元.信用衍生性金融商品为金融工具的一种,用来移转放款(loan)或其他资产的风险.信用衍生性金融商品有许多不同的型式,

loan：借贷

现在,合同正在那边和借贷(loan)与借用(commodatum)交谈. 普通概念和特殊概念之间的交谈是不多见的,因为他们的关系是确定的,很少会产生矛盾. 即使在他们自己当中,特殊概念也很少对论题产生不和. 今天,

non-performing loan：不良贷款

那么现在让人头疼的国内主要商业银行的不良贷款(NON PERFORMING LOAN)是怎么样的呢?申银万国有报告表明,从2004年三季度末起,国内主要银行不良贷款余额出现近3年来的首次反弹. 根据银监会公布的数据,2004年二季度末,国内主要银行不良贷款余额为1.66万亿元,